Voluntary Life and AD&D
UMASD provides you with the opportunity to enroll in portable Employee, Spouse and/or Child Voluntary Life with Accidental Death & Dismemberment.
Why Life Insurance?
No matter where you are in life, there are many reasons to consider Life Insurance. Group Life Insurance protects you and your family from the unexpected loss of life and income during working years. If you die, Life Insurance benefits are disbursed to your beneficiaries to help pay for things like:
✓ Your mortgage or rent
✓ Childcare or education costs
✓ Medical bills or other expenses
✓ Funeral and burial costs
Plan Features
Everything You’ll Need to Know
Employee/Spouse:
- Employee may elect voluntary life and AD&D coverage in increments of $10,000, to a maximum of $750,000
- Spouse may elect voluntary life and AD&D coverage in increments of $10,000, to a maximum of $250,000
- Guarantee Issue (GI) for all coverage at or below $250,000 (New Hires Only)
- Evidence of Insurability (EOI) is required to add coverage unless you are enrolling as New Hire employee.
- Spouse and Child Coverage can be elected without Employee Coverage
See Plan Summary for rates.
Child:
- Voluntary Life coverage in increments of $10,000, to a maximum of $15,000
- All Coverage is Guarantee Issue (GI)
- Newborn child is automatically covered at $10,000 for 31 days from child’s live birth
See Plan Summary for rates
Spouse Rates are based on Spouse’s Date of Birth (Issue Age as of Effective Date for New Hires).
Plan Documents
Websites
Contacts
Customer Service
833-810-8260
7AM - 6PM CST, M-F
Claims
https://www.securian.com/benefits/ssl/home.do?icid=sec_bsc_customer-service-hero_claims